SELF SERVICE MODULE.
Basic Operations For Members
| Profile and Biodata Manager | Name, Address, Position, Picture, Id Number, Signature etc. |
| Contributions Manager | Displays table of contribution amount, interest, withdrawals etc. Printable as PDF. |
| Deduction Form Generator | Auto-filled deduction authorization form for print. |
| Fund Allocation | Move funds to and from CTCS contribution and investment account. |
| Pay to Savings | Pay a lump sum to savings via online transfer or approved teller or cheque. |
| Reschedule Savings | Increase or reduce contributions. Printable as PDF. |
| Final entitlement | Compute final entitlement: e.g. on exiting the CTCS. Printable in PDF. |
Offers
| View all offers | Offers displayed to members including information, pictures etc. |
| Apply for Offers | Members can apply for Offers. |
| Manage offers | Delete, increase or reduce demand for offers. |
Loan Manager
| Access available loan types. | Several loan types with typical requirements and settings. |
| Apply for loans | End to end online loan application including options for online money transfer. |
| View loan "Lifecycle" | Waiting, active and completed loans. |
| View loan servicing history | See breakdown of how loan is being serviced. Printable In PDF. |
| Loan Calculator | Automatically calculate loan servicing schedule based on input e.g. interest payable monthly deduction on loans etc. |
ADMIN MODULE.
Basic Operations For Administrator
| Co-operator database. | Member data, ID, name, picture, location. Printable in PDF |
| Co-operator activity database look-up | Instant summary of Member activity in tables; Total contributions, loans. Printable in PDF |
| CTCS activity administrator. | Reschedule list, Reversal list, Part-withdrawal list, Final entitlement request list, Lump sum payment list etc. All Printable in PDF |
| Add a co-operator | Add new co-operators |
Master Setting
| Administrator Manager | List of Admin staff. Add, Delete Admin Staff |
| Allocate Administrator privileges | Specify the capabilities and privileges of each administrator. |
| CTCS Bank Account Manager | Assign bank account to e.g. Income, Loans, Contributions, Expenses etc |
CREATE CO-OPERATOR GROUP
| Create and manage special groups with specific peculiarities within CTCSs |
UTILITY
| Co-operator activity database look up | View and print list of all individuals |
| Asset Bidding | Place bids for CTCS auctioned assets |
| Message Portal | Feedback, Complaints, Enquiries |
| News manager | Post news and information for all members (or a specified group) to see |
| Un-editable User log | Monitor all user activities and stores it in an un-editable format. |
LOANS
| Add new loans | Define unique loan criteria e.g. duration, interest, eligibility etc |
| View queues | View Awaiting, Confirmed, Serving, Completed loan queues over any period. |
| View loan journals | Auto-generated journals and loan books |
| View loan metrics and statistics | Tables, graphs, charts depicting data on loans over any period. |
OFFERS
| Offer Manager | Add, delete, modify offers |
| Input offer expenses and purchases | Input costs incurred on offers in the account books. |
| View offer Journals | Auto-generated offer journals |
ACCOUNTING
RECIEPTS
| CTCS ‘external’ income | Log income that come in from external sources. |
| CTCS Loans | Loans obtained by the CTCS |
PAYMENT
| Debts Repayment | CTCS repayments |
| Expenses | CTCS expenses |
| Pre-payments | CTCS pre-payments |
| Imprest | Handles imprests |
| Assets | CTCS assets |